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Purchasing A Home, Step By Step

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Step One – Research Obtain free credit report and clear up any issues Visit open houses, do online research, daydream Declutter your existing home, have a garage sale Step Two – Prepare Select a realtor and discuss lenders (sign Buyer’s Agreement) Meet with lender and obtain pre approval letter Set aside funds for deposit with […]

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Prequalified < Pre Approved

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Except when it comes to finances… A letter of pre-qualification from a lender or bank is like a rough estimate or ballpark based on often verbal information from you the customer about your income and assets. It is about as useful in a real estate transaction as a note from your Mom. A pre-approval letter, […]